Illustrative house; not a property listing.
Rental or primary home? Start here.
DSCR financing uses eligible rental cash flow instead of personal tax returns or W-2s. Investment properties only. Credit, verified funds, reserves, property requirements and lender underwriting apply.
Community Mortgage Eligible buyers can qualify without tax returns or income and employment verification. Primary homes only. Verified down payment, reserves, credit, property and underwriting approval still apply. These loans have higher rates, points or fees than programs requiring income documents.
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Rates, points and fees vary by lender, program and transaction. Costs may include lender or broker fees, appraisal, title services, prepaid taxes and insurance. Request an itemized explanation of your costs before proceeding.
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Business address: 8020 Highway 72, Huntsville, AL 35758
Planning and educational information only. Not a rate quote, APR disclosure, approval, offer, commitment to lend, or rate lock. Available terms require a complete application, verified information, current lender pricing, program eligibility, and licensed review. Firefly Mortgage, LLC · Alabama mortgage broker · NMLS #2776646 · Equal Housing Opportunity.